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Online Insurance Quote - don't forget the car insurance broker

Even today with the advent of 'automated' web systems for scanning the market, consider using a broker. A broker will do the leg work for you and may well be able to obtain the competitive quote you are looking for. The fact is that obtaining the best car insurance quote calls for a bit of legwork.

If you are considering going down the broker route, then the following may be able to help.

Peart Insurance Brokers Ltd have been specialising in performance and classic cars for over 20 years, and have recently added bike insurance to their successful portfolio. Peart offer personally tailored quotes for a wide range of cover at the most competitive premiums, all backed by top UK insurance companies.
To speak to one of Peart's friendly and experienced members of staff call them on 0870 240 2972, or click on www.peart.co.uk

Don't forget that not all policies are the same, consider the following when you are presented with a quote,

Protected or Guaranteed Bonus protection. Generally a protected bonus will prevent you losing your ENTIRE no claim bonus in the event of a claim whereas guaranteed enables you to keep your bonus. With a protected bonus you should consider each policy based on the size and number of any claims you are allowed to make before affecting your bonus.
New for old policy. Many insurers will offer to replace a car with a new one if your car is less than 12 months old. This is definitely worth having if you have a new car.
Courtesy cars. The length of time you are entitled to a courtesy car will be an important consideration in the event that you are unfortunate enough to have a major accident. It may well be worth paying a bit extra for a better clause here.
Open driving, i.e. the ability to drive other people's cars can be a useful feature but does depend on individual circumstance. For example if you have no friends, why bother. If open driving is available, will the insurer provide comprehensive or third party only cover?

There's a whole lot more to an Insurance company than simply the cost of the premium and the features they offer. We'd recommend that you use the following car insurance review sites to get some ideas about how these companies will treat you as a customer.

Don't forget that you have an obligation to furnish full details of any circumstances that may affect a companies willingness to offer you car insurance. If you withhold any relevant details then you can rest assured that the insurance company will not be there when you need them.

And then there are the myriad of online providers to consider....